credit agencies

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credit agencies
Why do the credit scores from the 3 credit agencies have such a wide difference?

My credit scores range from 648 with Equifax to 676 at Experian. TransUnion in the middle. Can anyone explain the difference and which agency is the most accurate or trusted?

because the credit bureaus are separate entities. they are tied together by what they do, but are separate. if you get reported to one agency, you may not another.

Lawrence White on Credit Rating Agencies (MMBM – Roosevelt Institute)


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